As a result, the collision damage was charged to Danny personally, and he made a number of installment payments to the insurer of the damaged vehicle.
Fast forward to 2016, when the injured party filed a lawsuit against Danny and others. Danny consulted our law firm for the purpose of filing an Answer to the complaint since no insurance company was accepting responsibility to defend and indemnify Danny. We filed the Answer for him, and learned from the plaintiff’s attorney that the personal injuries were limited. We then kept up constant communications with both insurance companies, letting them know of the limited nature of the claim, and threatening to sue them for compensatory and punitive damages if they did not step up and cover Danny. Ultimately, one of the insurance companies did accept responsibility and paid a settlement to the plaintiff to resolve the personal injury lawsuit.